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Insurance Accepted

Lovelace Health System accepts most major insurance plans so you can access all of our hospitals, health care centers and providers. Here are the plans we accept. For questions, please call 505-727-2727. For other questions regarding eligibility and coverage of services, please contact your health plan representative.

Please note: Some services received in our clinics may be considered hospital-based; therefore, patient billing statement will be divided into two separate charges, which may include both a facility fee and a provider fee. For questions, please contact our Patient Financial Services office at 505-727-0100 and 888-568-3522 from 8:00 a.m. to 5:00 p.m. Monday – Friday. Patients are responsible for the amount due portion of the statement for patient care services rendered.

Updated as of 8/13/2025

COMMERCIAL/EMPLOYER SPONSORED PLANS

  • Aetna
  • America’s Choice Provider Network
  • Blue Cross & Blue Shield of NM (Important message for BCBS members)
  • CapRock (Roswell Only)
  • Cigna (Roswell Only)
  • GEHA
  • HealthSmart
  • HealthSCOPE for Ardent Employees
  • Hooray Health (accepted at certain urgent cares only)
  • Imagine Health
  • Molina Healthcare of NM (Individual and family)
  • Multiplan/PHCS (must be verified with Payer to determine covered services)
  • New Mexico Oncology Hematology Consultants (NMOHC) – (Employee, Family)
  • Presbyterian Health Plan
    • ABQ: Limited Services: ENT, Gastro, Eye Surgery, and Rehab
    • Roswell: All services
  • Presbyterian State of New Mexico
  • Provider Network of America (PNOA)
  • Southwest Gastroenterology Associates (Employee and Family)
  • The Health Plan
  • TLC Plumbing (Employee and Family)
  • United Healthcare
  • UMR Ardent Employees
  • Zelis (Primary Direct & Supplemental Network for hospital services only)

MEDICARE/MEDICARE ADVANTAGE

  • All Medigap plans that serve secondary to Medicare
  • Aetna (Group Medicare)
  • Blue Cross Blue Shield of New Mexico (Medicare Advantage and Dual Complete) (Important message for BCBS members)
  • CHRISTUS Health Plan
  • Devoted Medicare Advantage Health Plan
  • Employer group Medicare plans
  • HealthSpring
  • Humana Medicare Advantage
  • Presbyterian Senior Plan
    • ABQ: DSNP plans only
    • Roswell: All Medicare advantage products
  • SCAN Health
  • Total Community Care- InnovAge
  • Traditional Medicare and Traditional
  • Medicare/Medicaid Dual Products
  • Molina Healthcare of NM
  • United Healthcare

MEDICAID/MANAGED MEDICAID (TURQUOISE CARE)

  • New Mexico Medicaid
  • Molina Healthcare of NM
  • United Healthcare

GOVERNMENT PROGRAMS/WORKMAN’S COMPENSATION (WC)

  • ChampVA NM
  • Chaves County- Indigent Health Care
  • Community Care Network (CCN)
  • CorVel-WC (CVWC) (Hospital Services only)
  • Coventry Health Care National Network-WC (Roswell only)
  • Indian Health Services
  • Pueblo of Isleta (POI)
  • Pueblo of Jemez
  • Sandoval County Detention
  • TRICARE and TriWest
  • US Marshall Services
  • Veterans Health Administration
  • Veterans Affairs NM
  • Workers Compensation

Additional Insurance Information

Lovelace UNM Rehabilitation Hospital Plans
  • Aetna (Commercial and Group Medicare)
  • America’s Choice Provider Network
  • Blue Cross & Blue Shield of NM (Important message for BCBS members)
    • Medicare Advantage
    • Medicare Advantage Dual Care (HMO SNP)
    • Turquoise Care
    • HMO/PPO
  • Community Care Network (CCN)
  • ChampVA NM
  • Christus Health Plan
  • Devoted Medicare Advantage Health Plan
  • GEHA
  • HealthSmart
  • HealthSpring
  • HealthSCOPE (Ardent employees)
  • Imagine Health
  • Indian Health Services
  • Medicaid
  • Medicare
  • Molina Healthcare of NM
    • Marketplace
    • Turquoise Care
    • Medicare Advantage
  • Multiplan/PHCS (must be verified with Payer to determine covered services)
  • New Mexico Oncology Hematology Consultants (NMOHC) – (Employee, Family)
  • Presbyterian Health Plans
    • Employer Offered
    • Turquoise Care
    • Medicare Advantage
  • Provider Network of America (PNOA)
  • SCAN Health (Medicare Advantage)
  • Southwest Gastroenterology Associates (Employee and Family)
  • The Health Plan
  • TLC Plumbing (Employee and Family)
  • Total Community Care LLC
  • TRICARE TriWest
  • United Healthcare
    • Commercial
    • Medicare Advantage
    • Turquoise Care
  • Veteran Affairs NM
  • Workers Compensation